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高中英语外研版 (2019)选择性必修 第四册Unit 4 Everyday economics课时练习
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这是一份高中英语外研版 (2019)选择性必修 第四册Unit 4 Everyday economics课时练习，共11页。试卷主要包含了faster 考查比较级，is 考查主谓一致及时态等内容，欢迎下载使用。
Part 3 Develping ideas & Presenting ideas
基础过关练
Ⅰ.单词拼写
1.If yu want t (租用) a car, take alng yur driver's license.
2.When I gt t the checkut, I realized I had left my (钱包) at hme.
3.Plice are investigating the (盗窃)f cmputers frm the cmpany's ffices.
4.What went n here was an (滥用) f pwer.
5.Jy ften cmes after (悲伤), like mrning after night.
6.In spite f his (令人懊丧的事), he didn't give up hpe and still kept n wrking hard.
Ⅱ.用方框内短语的适当形式填空
at the expense f,rent ut,cut dwn n,be subject t,as is ften the case,take advantage f
1.I wuld like t this chance t express my thanks fr yur help.
2. with human beings, many animals sleep a lt when yung, but sleep much less when they get lder.
3.We must keep in mind that we shuldn't develp ecnmy envirnment.
4.Last summer Brian Williams his huse and went camping.
5.The cmbinatin f subjects yu chse yur interests and yur strengths.
6.If yu want t be healthier and stay away frm diseases, the amunt f salt yu eat.
Ⅲ.单句语法填空
1. (frustrate) by frequent failures in my English exams, I fund myself n the pint f giving up ttally, but later I gained cnfidence again with the help f my teacher.
2. his srrw, his whle huse was destryed in the earthquake.
3.Many students dn't want t live and study their parents' supervisin.
4.He had cpies f the bk printed his wn expense.
Ⅳ.完成句子
1.就是在这条街上我看到一位年轻人带领一位老人过马路。
I saw a yung man leading an ld man acrss the rad.
2.真正重要的是,你应该将自己的想法付诸实践。
is that yu shuld put yur ideas int practice.
3.汤姆病了,那就是他缺课的原因。
Tm was ill. he was absent frm class.
4.没必要为那件事烦恼。我相信一切都会好起来的。
upset abut that. I'm sure everything will turn ut all right.
Ⅴ.课文语法填空
We've been tld 1 we were tddlers that “It's gd t share”. Tday, the actin f sharing takes 2 extra meaning. It 3 (expand) t almst every aspect f ur lives.
This wealth f ways f sharing is a 4 (respnd) t ur increasing demand fr quality gds and services at 5 (cmpete) prices, all delivered at the click f a buttn. What's mre, sharing encurages us t reuse items, thereby 6 (cut) dwn n waste. And set-ups such as bike and car sharing d 7 further favur fr the envirnment by reducing the number f plluting vehicles n the rad.
But the sharing ecnmy is nt withut its prblems. The sharing ecnmy is develping 8 (fast) than existing regulatins r nging supervisin. In additin, the sharing ecnmy is subject t abuse f trust. Finally, persnal data, the heart f the sharing ecnmy, is nt yet secure.
Nnetheless, what is in n dubt 9 (be) that the sharing ecnmy is 10 (increase) relevant t ur daily lives as well as t the glbal ecnmy.
1. 2. 3. 4. 5.
6. 7. 8. 9. 10.
能力提升练
Ⅰ.阅读理解
(2021河南鹤壁高二联考,)
Fr the past 3,000 years, when peple thught f mney, they thught f cash. Frm buying fd t paying bills, day-t-day dealings invlved paper r metal mney. Over the past decade, hwever, digital payment has taken ff—swiping yur credit card n a machine and having the QR cde (二维码) n yur smart phne scanned have becme nrmal. Nw this revlutin is abut t turn cash int an endangered species in sme rich cuntries. That will make the ecnmy mre efficient, but it als brings new prblems.
Cuntries are getting rid f cash at different speeds. In Sweden the number f retail cash transactins (交易) per persn has fallen by 80% in the past ten years. Cash accunts fr just 6% f purchases by value in Nrway. Britain is prbably fur r six years behind it. America is perhaps a decade behind. Outside the rich wrld, cash is still the king. Hwever, in China, digital payment rse frm 4% f all kinds f payment in 2012 t 34% in 2017.
Cash is dying ut because f tw frces. One is demand—yunger cnsumers want t enjy their digital lives with payment systems. But equally imprtant, suppliers such as banks and tech firms are develping fast, easy-t-use payment technlgies frm which they can pull data and pcket fees.
In general, the future f a cashless ecnmy is excellent news. When cash payment disappears, peple and shps are less likely t be stlen. Besides, digitalisatin greatly expands the playgrund f small businesses by enabling them t sell beynd their brders. It als creates a credit histry, helping cnsumers brrw. Yet it is nt withut prblems. Electrnic payment systems may suffer technical failures, netwrk theft and cyber attacks. What's mre, in a cashless ecnmy, the pr, the elderly and sme f the cuntry flk may be left behind.
1.What d we knw abut digital payment in Paragraph 1?
A.It's been used in daily dealings fr 3,000 years.
B.It has becme ppular in the past ten years.
C.It can nly be made n smart phnes.
D.It is leading t cash's dying ut wrldwide.
2.Which cuntry is the slwest in getting rid f cash accrding t the passage?
A.America.B.Britain.C.Sweden.D.Nrway.
3.Which f the fllwing wuld the authr mst prbably agree with?
A.Cash payment is less likely t disappear.
B.Digitalisatin enables small businesses t sell natinally.
C.Custmers can have their credit histry built thrugh digital payment.
D.Digital payment may benefit the pr, the elderly and sme f the cuntry flk.
4.What d the underlined wrds in the first paragraph prbably mean?
A.Has fallen ff.
B.Has becme a trend.
C.Has been ut f fashin.
D.Has been substituted.
Ⅱ.七选五
(2021重庆八中模考,)
When it cmes t financial educatin, the majrity f tday's yuth will regard it as a necessity fr certain specific peple wh want t make their careers in the financial wrld. 1 Actually, elementary financial educatin is a must fr all, as the mney transactin is an essential part f ur day-t-day life.
Suppse yu have $100 in a savings accunt that pays simple interest at the rate f 2% per year. lf yu leave the mney in the accunt, hw much will yu have accumulated after 5 years: mre than$102, exactly $102, r less than $102? The test might lk simple, but nly half f the peple surveyed gave the crrect answer.
2 The explanatin ges as fllws: Peple with lw levels f t financial literacy suffer frm that lack f knwledge at every phase f their lives. Researchers n this subject say peple with a high degree f financial literacy are mre likely t plan fr their retirement. 3
On the cntrary, peple wh have a lwer degree f financial literacy tend t brrw mre, accumulate less wealth, and pay mre in fees related t financial prducts. They are less likely t invest, mre likely t experience difficulty with debt, and less likely t knw the terms f their mrtgages and ther lans. Thus, the cst f this financial ignrance is very high. 4
What is the slutin? 5 Like reading and math, financial educatin must becme part f the cre curriculum in schls. Likewise, parents shuld engage in regular, cnstructive cnversatins abut mney matters. This will give their kids a slid fundatin fr financial well-being, which will keep n giving returns thrughut the curse f their lives.
A.Financial educatin must start early.
B.Hwever, they miss an imprtant pint.
C.Why des each f us have t face a financial challenge?
D.Why des financial literacy matter s much t us?
E.Rich peple are generally better educated n financial management.
F.Besides, these peple have mre than duble the wealth f peple wh dn't.
G.Fr example, they frequently make late credit card payments, verspend their credit limits, etc.
1. 2. 3. 4. 5.
Ⅲ.读后续写
(2020辽宁六校高二下联考,)
阅读下面材料,根据其内容和所给段落开头语续写两段,使之构成一篇完整的短文。
Once there was a little girl named Emily. Althugh her singing was very pleasant t hear, lacking curage, she never dared t sing in frnt f strangers.
One summer, the neighbrhd where she lived wuld hld a singing cmpetitin. Her best friend, Lucy, came t invite her t participate in the cmpetitin, but Emily said, “I'm afraid t take part in it.” Her mther said, “It's kay. Just d it bravely.” Emily fllwed her mther's advice and decided t give it a try. The day came. Emily and Lucy went t the cmpetitin site. But she was t timid (胆小的) t walk nt the stage. She had been waiting until thers finished singing. She shakily frced herself t stand n the stage. She started t sing, but her vice was s lw. What's wrse, she was s nervus that she frgt the lyrics (歌词) after singing a few wrds. Being laughed at by thers, embarrassed and shy, she ran away frm the stage.
Sme naughty bys ran after her and said, “Emily, cward (胆小鬼)! Emily, cward!” Emily didn't argue with them. What she wanted was t g back hme as quickly as she culd. Finally, she rushed int the huse, hugged her mm and cried sadly.
“Well, my pr girl. Dn't cry. Tell me what happened t yu,” asked her mm. Emily lked up at her mther and tld her what she had experienced.
Listening t her, her mm cupped her face and said, “It desn't matter, girl. As lng as yu practice singing mre in frnt f strangers, yu will becme braver little by little. S, my girl, dn't be beaten by a failure. Yu can g ut t practice singing every day. N matter wh is listening t yu, g n singing and never stp. I believe there will be a harvest fr yu.”
注意:续写词数应为150左右。
Paragraph 1:
Emily listened t her mther carefully and fllwed her mther's suggestin.
Paragraph 2:
Ging n singing, she walked int the park, where many peple were singing and dancing.
答案全解全析
Unit 4 Everyday ecnmics
Part 3 Develping ideas &Presenting ideas
基础过关练
Ⅰ 2.purse 3.theft 4.abuse 5.srrw 6.frustratins
Ⅱ advantage f 2.As is ften the case 3.at the expense f 4.rented ut 5.is subject t 6.cut dwn n
Ⅲ 考查过去分词。句意: 英语考试中一次又一次的失败让我感到灰心丧气,我差一点完全放弃,但后来在老师的帮助下我又重获了信心。设空处是非谓语动词作状语,frustrate与I是逻辑上的被动关系,所以用过去分词短语作状语。
2.T 考查介词。句意:令他悲伤的是,他的整座房子都在地震中毁掉了。t ne?s srrw令某人悲伤的是。
3.under 考查介词。句意:许多学生不愿意在父母的监督下生活和学习。under ne?s supervisin在某人的监督下。
4.at 考查介词。句意:他自己花钱复印了这本书。at ne?s wn expense某人自己支付费用。
Ⅳ was in this street that 2.What really matters 3.That was why 4.N need t get
Ⅴ 考查状语从句。句意:自从我们学会走路以来,我们就被告知“分享有好处”。since意为“自从……以来”,引导时间状语从句。
2.n 考查介词。take n意为“呈现,具有”。
3.has expanded 考查动词的时态及主谓一致。句意:它几乎已经扩展到我们生活的方方面面。此处表示过去发生的动作对现在造成的影响或结果,应用现在完成时。主语是It,谓语应用第三人称单数形式。
4.respnse 考查名词。不定冠词a后用名词单数。
5.cmpetitive 考查形容词。此处修饰名词prices,应用形容词形式。
6.cutting 考查现在分词。此处表示自然而然的结果,应用现在分词短语作结果状语。
7.a 考查冠词。d a favur意为“帮忙”,为固定短语。
8.faster 考查比较级。根据句中的than可知应用比较级。
9.is 考查主谓一致及时态。空处为主句的谓语,主句的主语为what引导的主语从句,故谓语动词应用第三人称单数形式,结合上下文可知应用一般现在时,故填is。
10.increasingly 考查副词。设空处修饰形容词relevant,应用副词形式。
能力提升练
Ⅰ.◎语篇解读 这是一篇说明文。文章介绍了过去十年,数字支付在全世界流行起来,并分析了其兴起的原因及其对经济、现金支付和人们生活的影响。
1.B 细节理解题。根据第一段中的Over the past decade, hwever, digital payment has taken ff—swiping yur credit card n a machine and having the QR cde (二维码) n yur smart phne scanned have becme nrmal.(然而,过去十年,数字支付迅速流行,在机器上刷信用卡和扫描手机二维码已经变得很正常)可知,在过去的十年里,数字支付变得流行,故选B。根据第一段中的Nw this revlutin is abut t turn cash int an endangered species in sme rich cuntries.及第二段中的Outside the rich wrld,cash is still the king.可知D项中的wrldwide与原文不符,故排除易错项D项。
2.A 推理判断题。根据第二段中的In Sweden the number f retail cash transactins (交易) per persn has fallen by 80% in the past ten years. Cash accunts fr just 6% f purchases by value in Nrway. Britain is prbably fur r six years behind it. America is perhaps a decade behind.可知,各国摆脱现金的速度各不相同;在瑞典,每人的零售现金交易在过去十年中下降了80%;在挪威,现金购买仅占总值的6%;英国可能落后挪威四到六年;美国可能落后它十年。由此可知目前几个国家中美国在去现金化方面速度最慢,故选A。
3.C 细节理解题。根据最后一段中的It als creates a credit histry, helping cnsumers brrw.(它也创建信用历史,从而有助于消费者借贷)可知,消费者可以通过数字化建立信用历史。故选C。综合文章内容尤其是第三段第一句Cash is dying ut because f tw frces.可知A项错误;B项中的natinally与第四段第三句Besides, digitalisatin greatly expands the playgrund f small businesses by enabling them t sell beynd their brders.(此外,数字化极大地扩展了小企业的业务领域,使他们能够在境外销售产品。)中的sell beynd their brders矛盾,故B项错误。根据第四段最后一句What?s mre, in a cashless ecnmy, the pr, the elderly and sme f the cuntry flk may be left behind.可知D项中的benefit错误,与原文不符。
4.B 词义猜测题。根据第一段画线部分所在句的句子结构可知,破折号后的内容swiping yur credit card n a machine and having the QR cde (二维码) n yur smart phne scanned have becme nrmal是进一步解释说明“digital payment has taken ff”的。刷信用卡和扫描手机二维码这样的电子支付方式已经是一种常态,说明越来越多的人使用电子支付,电子支付已经是一种趋势。选项B“已经成为一种趋势”符合画线部分的意思,故选B。A:已经减少;C:已不再流行;D:已经被取代。
【高频词汇】 1.take ff 突然大受欢迎,迅速流行 2.scan v. 扫描 3.efficient adj. 效率高的 4.get rid f 除去,摆脱
5.accunt fr 占……比例 6.die ut 逐渐消亡 7.in general 通常;总的说来 8.ut f fashin 不流行
Ⅱ.◎语篇解读 这是一篇说明文。文章主要讲述了金融教育意识的困境。今天的大多数年轻人都认为金融教育只是某些特定的人在金融界谋生的必要条件。实际上,基础金融教育是所有人的必修课。
1.B 根据上文When it cmes t financial educatin, the majrity f tday?s yuth will regard it as a necessity fr certain specific peple wh want t make their careers in the financial wrld.可知,今天的大多数年轻人都会把金融教育看作是某些特定的人在金融界谋生的必要条件;再根据下文Actually, elementary financial educatin is a must fr all, as the mney transactin is an essential part f ur day-t-day life.可知,实际上,基础金融教育是所有人的必修课,因为金钱交易是我们日常生活必不可少的一部分。B项(然而,他们忽略了重要的一点)串联上下文,符合文意。故选B。
2.D 设空处位于段首,推断是本段的主旨句。根据下文The explanatin ges as fllws可知,设空处应是提出一个问题,下文是对这个问题的解释;再分析本段可知,本段主要说明了为什么金融知识对我们非常重要。D项(为什么金融知识对我们如此重要?)符合语境,适合做本段主旨句。故选D。
3.F 根据上文 Researchers n this subject say peple with a high degree f financial literacy are mre likely t plan fr their retirement.可知,金融知识程度高的人更有可能为退休做打算,这是金融知识程度高的人的一个特点,F项(此外,这些人的财富是那些没有金融知识的人的两倍多)是其另外一个特点,也是金融知识对我们重要的原因,即有金融知识更容易积累财富。故F项是对上文的补充说明,符合本段所讲主要内容。故选F。
4.G 根据上文Thus, the cst f this financial ignrance is very high.可知,这种财务无知的代价是非常高的。结合选项可知G项(例如,他们经常延迟信用卡付款、超支信用额度等)是对上文财务无知的代价的举例说明,符合文意。故选G。
5.A 根据上文What is the slutin?(解决办法是什么?)可知设空处是提出的解决办法。根据下文Like reading and math, financial educatin must becme part f the cre curriculum in schls.可知,金融教育必须成为学校核心课程的一部分。结合选项可知A项(金融教育必须及早开始)是一种解决办法,回答了上文的提问,同时引出下文及早开始的具体措施,串联上下文,符合文意,且A项中的start early与下文中的curriculum in schls对应。故选A。
【高频词汇】 1.essential adj. 必不可少的 2.suppse v. 假设 3.survey v. 调查 4.as fllws 如下 5.n the cntrary 相反
6.ignrance n. 无知 7.engage in 参加,从事 8.cnstructive adj. 建设性的;有助益的;积极的
长难句分析
原句 When it cmes t financial educatin, the majrity f tday?s yuth will regard it as a necessity fr certain specific peple wh want t make their careers in the financial wrld.
分析 本句是主从复合句。When引导时间状语从句,When it cmes t...是固定句型,意为“当谈到……时”。wh引导定语从句,修饰先行词certain specific peple。
句意 谈到金融教育,今天的大多数年轻人会认为,对于某些想在金融领域发展事业的人来说,它是必要的。
Ⅲ.【写作指导】
One pssible versin:
Paragraph 1:
Emily listened t her mther carefully and fllwed her mther?s suggestin. The next day, she began t practice singing utside. Gradually, her curage became greater and greater, and the sund f her singing was als luder and luder. Mnths later, she culd sing as she was walking. A naughty by wh had laughed at her befre shuted at her, “Emily, cward! Emily, cward!” Hwever, she chse t ignre his behavir.
Paragraph 2:
Ging n singing, she walked int the park, where many peple were singing and dancing. Hearing her beautiful vice, sme stpped t listen t her singing and clapped fr her. Emily felt pleased that she culd sing cnfidently in frnt f strangers. The secnd year, the neighbrhd held the singing cmpetitin again. This time, Emily walked nt the stage bravely, and her lud and beautiful vice f singing mved all the peple. They all cheered fr her, including thse wh had laughed at her. Her mther was delighted t see the timid girl had been a brave ne.
When
ne summer
Where
at a singing cmpetitin; at Emily?s hme
Characters
Emily, her mther, Lucy (her best friend), sme naughty bys
Paragraph
1
Emily歌唱得很好,但缺乏勇气,不敢在陌生人面前唱歌。
Paragraphs
2—3
Emily的好朋友Lucy邀请她参加社区唱歌比赛。在妈妈的鼓励下,Emily参加了比赛,但因为胆小,表现糟糕,同时遭到一些调皮男孩的嘲笑。她跑回了家,伤心地哭了。
Paragraphs
4—5
妈妈安慰了Emily并鼓励她练习在陌生人面前演唱,告诉她只要努力,就会有收获。
Paragraph
1
Emily listened t
her mther
carefully and
fllwed her
mther?s
suggestin.
①What did Emily d then?
②Did her curage imprve?
Paragraph
2
Ging n
singing, she
walked int
the park,
where many
peple were
singing and
dancing.
①Did Emily sing tgether with thse peple?
②Hw did peple react t her perfrmance?
③Hw did Emily feel?
④Did Emily attend anther cmpetitin? What?s the result?
Part 3 Develping ideas & Presenting ideas
基础过关练
Ⅰ.单词拼写
1.If yu want t (租用) a car, take alng yur driver's license.
2.When I gt t the checkut, I realized I had left my (钱包) at hme.
3.Plice are investigating the (盗窃)f cmputers frm the cmpany's ffices.
4.What went n here was an (滥用) f pwer.
5.Jy ften cmes after (悲伤), like mrning after night.
6.In spite f his (令人懊丧的事), he didn't give up hpe and still kept n wrking hard.
Ⅱ.用方框内短语的适当形式填空
at the expense f,rent ut,cut dwn n,be subject t,as is ften the case,take advantage f
1.I wuld like t this chance t express my thanks fr yur help.
2. with human beings, many animals sleep a lt when yung, but sleep much less when they get lder.
3.We must keep in mind that we shuldn't develp ecnmy envirnment.
4.Last summer Brian Williams his huse and went camping.
5.The cmbinatin f subjects yu chse yur interests and yur strengths.
6.If yu want t be healthier and stay away frm diseases, the amunt f salt yu eat.
Ⅲ.单句语法填空
1. (frustrate) by frequent failures in my English exams, I fund myself n the pint f giving up ttally, but later I gained cnfidence again with the help f my teacher.
2. his srrw, his whle huse was destryed in the earthquake.
3.Many students dn't want t live and study their parents' supervisin.
4.He had cpies f the bk printed his wn expense.
Ⅳ.完成句子
1.就是在这条街上我看到一位年轻人带领一位老人过马路。
I saw a yung man leading an ld man acrss the rad.
2.真正重要的是,你应该将自己的想法付诸实践。
is that yu shuld put yur ideas int practice.
3.汤姆病了,那就是他缺课的原因。
Tm was ill. he was absent frm class.
4.没必要为那件事烦恼。我相信一切都会好起来的。
upset abut that. I'm sure everything will turn ut all right.
Ⅴ.课文语法填空
We've been tld 1 we were tddlers that “It's gd t share”. Tday, the actin f sharing takes 2 extra meaning. It 3 (expand) t almst every aspect f ur lives.
This wealth f ways f sharing is a 4 (respnd) t ur increasing demand fr quality gds and services at 5 (cmpete) prices, all delivered at the click f a buttn. What's mre, sharing encurages us t reuse items, thereby 6 (cut) dwn n waste. And set-ups such as bike and car sharing d 7 further favur fr the envirnment by reducing the number f plluting vehicles n the rad.
But the sharing ecnmy is nt withut its prblems. The sharing ecnmy is develping 8 (fast) than existing regulatins r nging supervisin. In additin, the sharing ecnmy is subject t abuse f trust. Finally, persnal data, the heart f the sharing ecnmy, is nt yet secure.
Nnetheless, what is in n dubt 9 (be) that the sharing ecnmy is 10 (increase) relevant t ur daily lives as well as t the glbal ecnmy.
1. 2. 3. 4. 5.
6. 7. 8. 9. 10.
能力提升练
Ⅰ.阅读理解
(2021河南鹤壁高二联考,)
Fr the past 3,000 years, when peple thught f mney, they thught f cash. Frm buying fd t paying bills, day-t-day dealings invlved paper r metal mney. Over the past decade, hwever, digital payment has taken ff—swiping yur credit card n a machine and having the QR cde (二维码) n yur smart phne scanned have becme nrmal. Nw this revlutin is abut t turn cash int an endangered species in sme rich cuntries. That will make the ecnmy mre efficient, but it als brings new prblems.
Cuntries are getting rid f cash at different speeds. In Sweden the number f retail cash transactins (交易) per persn has fallen by 80% in the past ten years. Cash accunts fr just 6% f purchases by value in Nrway. Britain is prbably fur r six years behind it. America is perhaps a decade behind. Outside the rich wrld, cash is still the king. Hwever, in China, digital payment rse frm 4% f all kinds f payment in 2012 t 34% in 2017.
Cash is dying ut because f tw frces. One is demand—yunger cnsumers want t enjy their digital lives with payment systems. But equally imprtant, suppliers such as banks and tech firms are develping fast, easy-t-use payment technlgies frm which they can pull data and pcket fees.
In general, the future f a cashless ecnmy is excellent news. When cash payment disappears, peple and shps are less likely t be stlen. Besides, digitalisatin greatly expands the playgrund f small businesses by enabling them t sell beynd their brders. It als creates a credit histry, helping cnsumers brrw. Yet it is nt withut prblems. Electrnic payment systems may suffer technical failures, netwrk theft and cyber attacks. What's mre, in a cashless ecnmy, the pr, the elderly and sme f the cuntry flk may be left behind.
1.What d we knw abut digital payment in Paragraph 1?
A.It's been used in daily dealings fr 3,000 years.
B.It has becme ppular in the past ten years.
C.It can nly be made n smart phnes.
D.It is leading t cash's dying ut wrldwide.
2.Which cuntry is the slwest in getting rid f cash accrding t the passage?
A.America.B.Britain.C.Sweden.D.Nrway.
3.Which f the fllwing wuld the authr mst prbably agree with?
A.Cash payment is less likely t disappear.
B.Digitalisatin enables small businesses t sell natinally.
C.Custmers can have their credit histry built thrugh digital payment.
D.Digital payment may benefit the pr, the elderly and sme f the cuntry flk.
4.What d the underlined wrds in the first paragraph prbably mean?
A.Has fallen ff.
B.Has becme a trend.
C.Has been ut f fashin.
D.Has been substituted.
Ⅱ.七选五
(2021重庆八中模考,)
When it cmes t financial educatin, the majrity f tday's yuth will regard it as a necessity fr certain specific peple wh want t make their careers in the financial wrld. 1 Actually, elementary financial educatin is a must fr all, as the mney transactin is an essential part f ur day-t-day life.
Suppse yu have $100 in a savings accunt that pays simple interest at the rate f 2% per year. lf yu leave the mney in the accunt, hw much will yu have accumulated after 5 years: mre than$102, exactly $102, r less than $102? The test might lk simple, but nly half f the peple surveyed gave the crrect answer.
2 The explanatin ges as fllws: Peple with lw levels f t financial literacy suffer frm that lack f knwledge at every phase f their lives. Researchers n this subject say peple with a high degree f financial literacy are mre likely t plan fr their retirement. 3
On the cntrary, peple wh have a lwer degree f financial literacy tend t brrw mre, accumulate less wealth, and pay mre in fees related t financial prducts. They are less likely t invest, mre likely t experience difficulty with debt, and less likely t knw the terms f their mrtgages and ther lans. Thus, the cst f this financial ignrance is very high. 4
What is the slutin? 5 Like reading and math, financial educatin must becme part f the cre curriculum in schls. Likewise, parents shuld engage in regular, cnstructive cnversatins abut mney matters. This will give their kids a slid fundatin fr financial well-being, which will keep n giving returns thrughut the curse f their lives.
A.Financial educatin must start early.
B.Hwever, they miss an imprtant pint.
C.Why des each f us have t face a financial challenge?
D.Why des financial literacy matter s much t us?
E.Rich peple are generally better educated n financial management.
F.Besides, these peple have mre than duble the wealth f peple wh dn't.
G.Fr example, they frequently make late credit card payments, verspend their credit limits, etc.
1. 2. 3. 4. 5.
Ⅲ.读后续写
(2020辽宁六校高二下联考,)
阅读下面材料,根据其内容和所给段落开头语续写两段,使之构成一篇完整的短文。
Once there was a little girl named Emily. Althugh her singing was very pleasant t hear, lacking curage, she never dared t sing in frnt f strangers.
One summer, the neighbrhd where she lived wuld hld a singing cmpetitin. Her best friend, Lucy, came t invite her t participate in the cmpetitin, but Emily said, “I'm afraid t take part in it.” Her mther said, “It's kay. Just d it bravely.” Emily fllwed her mther's advice and decided t give it a try. The day came. Emily and Lucy went t the cmpetitin site. But she was t timid (胆小的) t walk nt the stage. She had been waiting until thers finished singing. She shakily frced herself t stand n the stage. She started t sing, but her vice was s lw. What's wrse, she was s nervus that she frgt the lyrics (歌词) after singing a few wrds. Being laughed at by thers, embarrassed and shy, she ran away frm the stage.
Sme naughty bys ran after her and said, “Emily, cward (胆小鬼)! Emily, cward!” Emily didn't argue with them. What she wanted was t g back hme as quickly as she culd. Finally, she rushed int the huse, hugged her mm and cried sadly.
“Well, my pr girl. Dn't cry. Tell me what happened t yu,” asked her mm. Emily lked up at her mther and tld her what she had experienced.
Listening t her, her mm cupped her face and said, “It desn't matter, girl. As lng as yu practice singing mre in frnt f strangers, yu will becme braver little by little. S, my girl, dn't be beaten by a failure. Yu can g ut t practice singing every day. N matter wh is listening t yu, g n singing and never stp. I believe there will be a harvest fr yu.”
注意:续写词数应为150左右。
Paragraph 1:
Emily listened t her mther carefully and fllwed her mther's suggestin.
Paragraph 2:
Ging n singing, she walked int the park, where many peple were singing and dancing.
答案全解全析
Unit 4 Everyday ecnmics
Part 3 Develping ideas &Presenting ideas
基础过关练
Ⅰ 2.purse 3.theft 4.abuse 5.srrw 6.frustratins
Ⅱ advantage f 2.As is ften the case 3.at the expense f 4.rented ut 5.is subject t 6.cut dwn n
Ⅲ 考查过去分词。句意: 英语考试中一次又一次的失败让我感到灰心丧气,我差一点完全放弃,但后来在老师的帮助下我又重获了信心。设空处是非谓语动词作状语,frustrate与I是逻辑上的被动关系,所以用过去分词短语作状语。
2.T 考查介词。句意:令他悲伤的是,他的整座房子都在地震中毁掉了。t ne?s srrw令某人悲伤的是。
3.under 考查介词。句意:许多学生不愿意在父母的监督下生活和学习。under ne?s supervisin在某人的监督下。
4.at 考查介词。句意:他自己花钱复印了这本书。at ne?s wn expense某人自己支付费用。
Ⅳ was in this street that 2.What really matters 3.That was why 4.N need t get
Ⅴ 考查状语从句。句意:自从我们学会走路以来,我们就被告知“分享有好处”。since意为“自从……以来”,引导时间状语从句。
2.n 考查介词。take n意为“呈现,具有”。
3.has expanded 考查动词的时态及主谓一致。句意:它几乎已经扩展到我们生活的方方面面。此处表示过去发生的动作对现在造成的影响或结果,应用现在完成时。主语是It,谓语应用第三人称单数形式。
4.respnse 考查名词。不定冠词a后用名词单数。
5.cmpetitive 考查形容词。此处修饰名词prices,应用形容词形式。
6.cutting 考查现在分词。此处表示自然而然的结果,应用现在分词短语作结果状语。
7.a 考查冠词。d a favur意为“帮忙”,为固定短语。
8.faster 考查比较级。根据句中的than可知应用比较级。
9.is 考查主谓一致及时态。空处为主句的谓语,主句的主语为what引导的主语从句,故谓语动词应用第三人称单数形式,结合上下文可知应用一般现在时,故填is。
10.increasingly 考查副词。设空处修饰形容词relevant,应用副词形式。
能力提升练
Ⅰ.◎语篇解读 这是一篇说明文。文章介绍了过去十年,数字支付在全世界流行起来,并分析了其兴起的原因及其对经济、现金支付和人们生活的影响。
1.B 细节理解题。根据第一段中的Over the past decade, hwever, digital payment has taken ff—swiping yur credit card n a machine and having the QR cde (二维码) n yur smart phne scanned have becme nrmal.(然而,过去十年,数字支付迅速流行,在机器上刷信用卡和扫描手机二维码已经变得很正常)可知,在过去的十年里,数字支付变得流行,故选B。根据第一段中的Nw this revlutin is abut t turn cash int an endangered species in sme rich cuntries.及第二段中的Outside the rich wrld,cash is still the king.可知D项中的wrldwide与原文不符,故排除易错项D项。
2.A 推理判断题。根据第二段中的In Sweden the number f retail cash transactins (交易) per persn has fallen by 80% in the past ten years. Cash accunts fr just 6% f purchases by value in Nrway. Britain is prbably fur r six years behind it. America is perhaps a decade behind.可知,各国摆脱现金的速度各不相同;在瑞典,每人的零售现金交易在过去十年中下降了80%;在挪威,现金购买仅占总值的6%;英国可能落后挪威四到六年;美国可能落后它十年。由此可知目前几个国家中美国在去现金化方面速度最慢,故选A。
3.C 细节理解题。根据最后一段中的It als creates a credit histry, helping cnsumers brrw.(它也创建信用历史,从而有助于消费者借贷)可知,消费者可以通过数字化建立信用历史。故选C。综合文章内容尤其是第三段第一句Cash is dying ut because f tw frces.可知A项错误;B项中的natinally与第四段第三句Besides, digitalisatin greatly expands the playgrund f small businesses by enabling them t sell beynd their brders.(此外,数字化极大地扩展了小企业的业务领域,使他们能够在境外销售产品。)中的sell beynd their brders矛盾,故B项错误。根据第四段最后一句What?s mre, in a cashless ecnmy, the pr, the elderly and sme f the cuntry flk may be left behind.可知D项中的benefit错误,与原文不符。
4.B 词义猜测题。根据第一段画线部分所在句的句子结构可知,破折号后的内容swiping yur credit card n a machine and having the QR cde (二维码) n yur smart phne scanned have becme nrmal是进一步解释说明“digital payment has taken ff”的。刷信用卡和扫描手机二维码这样的电子支付方式已经是一种常态,说明越来越多的人使用电子支付,电子支付已经是一种趋势。选项B“已经成为一种趋势”符合画线部分的意思,故选B。A:已经减少;C:已不再流行;D:已经被取代。
【高频词汇】 1.take ff 突然大受欢迎,迅速流行 2.scan v. 扫描 3.efficient adj. 效率高的 4.get rid f 除去,摆脱
5.accunt fr 占……比例 6.die ut 逐渐消亡 7.in general 通常;总的说来 8.ut f fashin 不流行
Ⅱ.◎语篇解读 这是一篇说明文。文章主要讲述了金融教育意识的困境。今天的大多数年轻人都认为金融教育只是某些特定的人在金融界谋生的必要条件。实际上,基础金融教育是所有人的必修课。
1.B 根据上文When it cmes t financial educatin, the majrity f tday?s yuth will regard it as a necessity fr certain specific peple wh want t make their careers in the financial wrld.可知,今天的大多数年轻人都会把金融教育看作是某些特定的人在金融界谋生的必要条件;再根据下文Actually, elementary financial educatin is a must fr all, as the mney transactin is an essential part f ur day-t-day life.可知,实际上,基础金融教育是所有人的必修课,因为金钱交易是我们日常生活必不可少的一部分。B项(然而,他们忽略了重要的一点)串联上下文,符合文意。故选B。
2.D 设空处位于段首,推断是本段的主旨句。根据下文The explanatin ges as fllws可知,设空处应是提出一个问题,下文是对这个问题的解释;再分析本段可知,本段主要说明了为什么金融知识对我们非常重要。D项(为什么金融知识对我们如此重要?)符合语境,适合做本段主旨句。故选D。
3.F 根据上文 Researchers n this subject say peple with a high degree f financial literacy are mre likely t plan fr their retirement.可知,金融知识程度高的人更有可能为退休做打算,这是金融知识程度高的人的一个特点,F项(此外,这些人的财富是那些没有金融知识的人的两倍多)是其另外一个特点,也是金融知识对我们重要的原因,即有金融知识更容易积累财富。故F项是对上文的补充说明,符合本段所讲主要内容。故选F。
4.G 根据上文Thus, the cst f this financial ignrance is very high.可知,这种财务无知的代价是非常高的。结合选项可知G项(例如,他们经常延迟信用卡付款、超支信用额度等)是对上文财务无知的代价的举例说明,符合文意。故选G。
5.A 根据上文What is the slutin?(解决办法是什么?)可知设空处是提出的解决办法。根据下文Like reading and math, financial educatin must becme part f the cre curriculum in schls.可知,金融教育必须成为学校核心课程的一部分。结合选项可知A项(金融教育必须及早开始)是一种解决办法,回答了上文的提问,同时引出下文及早开始的具体措施,串联上下文,符合文意,且A项中的start early与下文中的curriculum in schls对应。故选A。
【高频词汇】 1.essential adj. 必不可少的 2.suppse v. 假设 3.survey v. 调查 4.as fllws 如下 5.n the cntrary 相反
6.ignrance n. 无知 7.engage in 参加,从事 8.cnstructive adj. 建设性的;有助益的;积极的
长难句分析
原句 When it cmes t financial educatin, the majrity f tday?s yuth will regard it as a necessity fr certain specific peple wh want t make their careers in the financial wrld.
分析 本句是主从复合句。When引导时间状语从句,When it cmes t...是固定句型,意为“当谈到……时”。wh引导定语从句,修饰先行词certain specific peple。
句意 谈到金融教育,今天的大多数年轻人会认为,对于某些想在金融领域发展事业的人来说,它是必要的。
Ⅲ.【写作指导】
One pssible versin:
Paragraph 1:
Emily listened t her mther carefully and fllwed her mther?s suggestin. The next day, she began t practice singing utside. Gradually, her curage became greater and greater, and the sund f her singing was als luder and luder. Mnths later, she culd sing as she was walking. A naughty by wh had laughed at her befre shuted at her, “Emily, cward! Emily, cward!” Hwever, she chse t ignre his behavir.
Paragraph 2:
Ging n singing, she walked int the park, where many peple were singing and dancing. Hearing her beautiful vice, sme stpped t listen t her singing and clapped fr her. Emily felt pleased that she culd sing cnfidently in frnt f strangers. The secnd year, the neighbrhd held the singing cmpetitin again. This time, Emily walked nt the stage bravely, and her lud and beautiful vice f singing mved all the peple. They all cheered fr her, including thse wh had laughed at her. Her mther was delighted t see the timid girl had been a brave ne.
When
ne summer
Where
at a singing cmpetitin; at Emily?s hme
Characters
Emily, her mther, Lucy (her best friend), sme naughty bys
Paragraph
1
Emily歌唱得很好,但缺乏勇气,不敢在陌生人面前唱歌。
Paragraphs
2—3
Emily的好朋友Lucy邀请她参加社区唱歌比赛。在妈妈的鼓励下,Emily参加了比赛,但因为胆小,表现糟糕,同时遭到一些调皮男孩的嘲笑。她跑回了家,伤心地哭了。
Paragraphs
4—5
妈妈安慰了Emily并鼓励她练习在陌生人面前演唱,告诉她只要努力,就会有收获。
Paragraph
1
Emily listened t
her mther
carefully and
fllwed her
mther?s
suggestin.
①What did Emily d then?
②Did her curage imprve?
Paragraph
2
Ging n
singing, she
walked int
the park,
where many
peple were
singing and
dancing.
①Did Emily sing tgether with thse peple?
②Hw did peple react t her perfrmance?
③Hw did Emily feel?
④Did Emily attend anther cmpetitin? What?s the result?
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